Khattribank Coorperative Urban Bank Limited is registered with DTCGC

Loan Against Securities

Against Pledge and Assignment of securities

Loans / Overdraft limits against the pledge of various eligible securities, to its members as under:-

Loan Eligibility

National Saving Certificate 85% of accrued value
Kisan Vikas Patra - do –
RBI relief Bonds - do –
Bonds of other institutions - do –
Insurance Policies 90% of surrender value
Industrial Shares / units of mutual funds 50% of surrender value


  • The Bank shall get its lien / assignment registered on all such securities.
  • ii.All industrial shares should be fully paid-up and in De-mat form only.
  • Overdraft limits shall be sanctioned for one year and renewable on yearly basis.
  • Maximum Limit of finance against Industrial Shares / Units of Mutual Funds shall be Rs.10.00 Lakh only (Rupees Ten Lakh Only).