The Khattri Co-operative Urban Bank LTD.

Regd. Office – 24, Darya Ganj, New Delhi – 110 002. +91-011-41251490

Email – [email protected], [email protected]

Khattribank Coorperative Urban Bank Limited is registered with DTCGC

Interest on Deposit & Advances

RATE OF INTEREST

                                                       

ON Deposits - ( w.e.f. 01.05.2023)

PERIOD

RATE P.A. (%)

FROM   7 DAYS TO

90 DAYS

4.00

FROM 91 DAYS TO

12 MONTHS

5.40

OVER 12 MONTHS TO

2 YEARS

6.25

OVER 2 YEARS TO

3 YEARS

6.75

OVER 3 YEARS TO

5 YEARS

7.65

OVER 5 YEARS TO

10 YEARS

7.00



 

  • FOR SENIOR CITIZENS 0.50% EXTRA

  • NO PENALITY ON PRE-MATURE ENCASHMENT. INTEREST SHALL BE PAID AT RATE APPLICABLE FOR THE PERIOD DEPOSIT HAS RUN.

  • Savings Bank    -                                                                                       3.00 P.A. (%)                                                                                                                          

                                                      

ON Loan & Advances - ( w.e.f. 15.10.2024)

 

HOUSING LOAN

Maximum Limit : Rs. 1.40 Crore   (Repayable in Max. 240 months)   

 

Upto Rs. 50 Lacs

8.80 RATE P.A. (%)

Over Rs. 50 Lacs

9.50 RATE P.A. (%)
   
   
   

VEHICLE LOAN

NEW CAR

 9.20 RATE P.A. (%)

Repayment Period:-

For Salaried Class : Max. 72 months

 

For Others : Max. 72 months

 

OLD CAR : (Upto 1 Year Old         :   Max. 50 EMI)

 9.95 RATE P.A. (%)

OLD CAR : (Over 1  Year old        :   Max. 36 EMI)

 10.45 RATE P.A. (%)
   
   
 
   
   
   
   

EDUCATION LOAN

In India : Max. Rs. 25.00 Lac

11.50 RATE P.A. (%)

Abroad : Max. Rs. 25.00 Lac

11.50 RATE P.A. (%)

  • For girl child / candidate: 1.00% less of applicable rate Repayment Period : Max. 120 months
   
   

Loan for other Productive Purposes against security of Property

Maximum : Rs. 2.00 Crore (Repayable in Max. 150 EMI)

 

Upto Rs. 25 Lacs

10.00 RATE P.A. (%)

Over Rs. 25 Lacs & Upto Rs. 1.00 Crore

11.50 RATE P.A. (%)

Over Rs. 1.00 Crore

10.75 RATE P.A. (%)
   
   
   

Loan for consumption Purposes against security of Property

Maximum : Rs.25.00 Lacs (Repayable in Max. 120 EMI)

 

Upto Rs. 25 Lacs

12.75 RATE P.A. (%)
   
   

Overdraft Limit for other Productive Purposes against security of Property

Maximum : Rs. 2.00 Crore

 

Upto Rs. 25 Lacs

10.00 RATE P.A. (%)

Over Rs. 25 Lacs & Upto Rs. 1.00 Crore

11.50 RATE P.A. (%)

Over Rs. 1.00 Crore

10.75 RATE P.A. (%)
   
   
   

Loan / OD against security of L.I.C. Policy, KVP / NSC / Eligible Bonds

                    9.25 RATE P.A. (%)
   
 

 

 

GENERAL LOANS

UPTO Rs. 5,00,000/-

14.25 RATE P.A. (%)

OVER Rs. 5,00,000/- & UPTO Rs. 25,00,000/-

10.00 RATE P.A. (%)

OVER Rs. 25,00,000/- & UPTO Rs. 50,00,000/-

11.50 RATE P.A. (%)

OVER Rs. 50,00,000/- & UPTO Rs. 1,00,00,000/-

11.25 RATE P.A. (%)

OVER Rs. 1,00,00,000/- & UPTO Rs. 1,50,00,000/-

10.50 RATE P.A. (%)

OVER Rs. 1,50,00,000/-

10.25 RATE P.A. (%)
 

OVERDRAFT LIMIT

UPTO Rs. 5,00,000/-                                      

                                              14.25 RATE P.A. (%)

OVER Rs. 5,00,000/- & UPTO Rs. 25,00,000/-

                                              10.00 RATE P.A. (%)

OVER Rs. 25,00,000/- & UPTO Rs. 50,00,000/-

                                              11.50 RATE P.A. (%)

OVER Rs. 50,00,000/- & UPTO Rs. 1,00,00,000/-

                                              11.25 RATE P.A. (%)

OVER Rs. 1,00,00,000/- & UPTO Rs. 1,50,00,000/-

                                              10.50 RATE P.A. (%)

OVER Rs. 1,50,00,000/- & UPTO Rs. 3,00,00,000/-

                                              10.15 RATE P.A. (%)

OVER Rs. 3,00,00,000/-

                                                9.30 RATE P.A. (%)

 

 

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